Thinking of moving to Switzerland from the UK?

Many already have, and for good reason.

Switzerland has become an increasingly popular destination for British expats seeking a fresh start, thanks to its postcard-perfect scenery, world-renowned healthcare, and a standard of living that consistently ranks among the highest globally.

Whether for career opportunities in thriving sectors like finance, pharmaceuticals, or international diplomacy, or captivated by the promise of clean mountain air and peaceful lakeside living, Switzerland offers a lifestyle that is hard to match anywhere else in Europe.

Yet, while the prospect of life in Switzerland is undoubtedly exciting, like all significant life changes, moving there requires careful preparation.

The country’s famously efficient systems come with rules, regulations, and cultural nuances that can feel very different from life in the UK.

From securing visas and navigating the property market to understanding healthcare, taxation, and daily life customs, there are many details to consider before leaping.

In this comprehensive 2025 guide, we will walk you through everything you need to know about relocating to Switzerland from the UK, which will, we hope,  help you prepare, plan, and settle in with confidence.

Switzerland’s Timeless Appeal

Switzerland has a long-standing reputation as one of the world’s most desirable places to live.

Its stunning Alpine scenery, crystal-clear lakes, and well-preserved cities offer a postcard-perfect backdrop for everyday life.

Yet the country’s appeal runs far deeper than its aesthetics. Switzerland boasts one of the most stable economies globally, low unemployment rates, and a high standard of living.

It consistently ranks among the top countries in terms of safety, healthcare, and education.

English is widely spoken, particularly in larger cities like Zurich, Geneva, and Basel, making it easier for British expats to integrate.

Additionally, Switzerland’s efficient infrastructure and excellent public services create a strong sense of order and security.

Few could argue that Switzerland offers an unmatched balance of prosperity, nature, and well-being. Explore more insights through the World Happiness Report.

Securing Visas and Residency

Since the UK’s departure from the EU, British nationals now require a residence permit to reside in Switzerland for an extended period.

Switzerland operates a controlled immigration system with various permit categories depending on your reason for moving.

The most common options include permits tied to employment, family reunification, or retirement.

Generally, a confirmed job offer is required before applying for a work permit, though exceptions apply for highly skilled professionals.

Spouses, children, and dependent family members may apply for family reunification permits.

Retirees can apply under specific financial and accommodation criteria.

It’s essential to note that each Swiss canton manages its own quota system, so requirements may vary by region. Processing times also vary depending on the type of permit.

To start the process and gather accurate, up-to-date information, visit the State Secretariat for Migration (SEM):

Where to Settle: Switzerland’s Varied Regions

Where you live will shape your daily life, from job opportunities and schooling to healthcare, transport, and even how easily you settle into the local culture.

Taking the time to research different areas ensures you find a place that suits your personal needs and long-term goals. The right location can make all the difference between simply relocating and truly feeling at home.

Switzerland offers an incredibly diverse range of locations to call home, each with its own culture, language, and lifestyle.

Zurich stands out as the economic hub, home to multinational companies, a dynamic financial sector, and vibrant cultural life. Geneva, meanwhile, is a global diplomatic centre, hosting organisations like the United Nations Office at Geneva.

For those seeking a French-speaking environment with a cosmopolitan feel, Lausanne is an excellent choice, especially for families.

Basel appeals to those working in the pharmaceutical and research sectors and sits conveniently near the German and French borders.

The capital, Bern, offers a quieter, more traditional Swiss experience with its charming medieval Old Town.

Mountain enthusiasts often gravitate toward picturesque towns like Zermatt or Interlaken, where outdoor recreation is part of daily life.

Each region offers its own unique attributes, tax implications, and job prospects, making careful research essential before deciding where to settle.

Housing: Renting vs Buying in Switzerland

The next step on your journey is finding accommodation.

Unlike the UK, renting is by far the most common way of securing accommodation in Switzerland, with nearly 60% of residents living in rental properties.

Rental markets, particularly in Zurich, Geneva, and Lausanne, are highly competitive, and securing a property often requires providing extensive documentation, including proof of income, residency status, and references.

Resources such as Homegate and ImmoScout24 are excellent starting points for finding available properties, providing up-to-date insights into costs for prospective tenants and buyers.

Purchasing property is also possible, but restrictions apply, particularly for non-residents or second-home buyers.

Some cantons impose limits on foreign ownership or require residency permits before allowing a purchase.

You can find more detailed information about purchasing a home in Switzerland as a UK expat via the Swiss Relocation website.

Property prices vary widely between urban centres and rural areas, and legal assistance is strongly recommended for buyers unfamiliar with Swiss property law.

Whether you rent or buy, starting your search early will help you secure the right home in a competitive market.

Managing Finances and Opening a Swiss Bank Account

Switzerland’s banking system is internationally renowned for its security, but opening a local bank account as a newcomer involves several steps.

Most banks require proof of Swiss residence, employment contracts, identification, and often a valid residence permit.

 Major banking institutions such as UBS and Credit Suisse offer tailored expat banking packages.

It’s also wise to familiarise yourself with Switzerland’s complex tax system, which operates at three levels, federal, cantonal, and municipal, each with its own rates and rules.

Tax residency generally begins once you move to Switzerland, and understanding your obligations early will help avoid surprises.

Income tax on your earnings can be complicated, and there are as many as 11 tax bands. It is advisable when you first arrive to work with financial advisors who specialise in cross-border taxation, thereby avoiding any costly mistakes.

For detailed tax information, consult the Swiss Federal Tax Administration.

Working in Switzerland: Professional Life and Etiquette

Many UK expats, particularly those with highly skilled backgrounds, successfully find employment in Switzerland. 

The country boasts one of the most stable economies in the world, with an impressive unemployment rate of just 2.3%. 

Switzerland offers a robust job market across industries like banking, pharmaceuticals, IT, and international organisations.

The latest report published by GrabJobs is a helpful resource and lists the top 15 most in-demand jobs in Switzerland, which is often a great gateway to securing a position.

While English is widely used in business, learning the local language (German, French, or Italian, depending on your canton) can significantly enhance your employment prospects.

Work culture in Switzerland values punctuality, professionalism, and clear boundaries between work and personal life.

Employment contracts often include probationary periods and specific notice periods that may differ from UK standards.

Networking is also highly important; organisations such as the British Swiss Chamber of Commerce offer valuable resources and connections for British professionals.

Salaries tend to be competitive, but the cost of living, particularly in urban areas, can offset this advantage.

Understanding your employment rights, benefits, and obligations will help ensure a smooth transition into Swiss working life.

Swiss Healthcare: Private but Comprehensive

Having been used to using the NHS, navigating the Swiss healthcare insurance landscape can feel complex.

Switzerland operates a compulsory private healthcare system that requires all residents to obtain health insurance within three months of arriving.

Unlike the UK’s NHS, healthcare services are not tax-funded, and premiums are paid directly to private insurers.

The basic insurance package, regulated by the Swiss Federal Office of Public Health (FOPH) covers essential medical services.

Still, many people choose additional coverage for dental care, alternative treatments, or private hospital rooms.

Monthly premiums can be expensive and vary depending on your age, chosen deductible, and canton of residence.

Providers like CSS Insurance and Helsana are among the largest and most trusted insurers.

It’s essential to compare different policies carefully to find the most suitable plan for your needs and budget.

Education Options for Families

Education is always a top priority for new UK arrivals seeking to settle in Switzerland with their families.

Switzerland’s education system is highly regarded worldwide, offering excellent public, private, and international options for families.

Public schools are free and of high quality, but generally teach in the local language of the canton.

This can be an excellent opportunity for younger children to integrate quickly, although older children may face challenges adapting. International schools are a popular alternative for expat families, offering British, American, or International Baccalaureate (IB) curricula in English.

Renowned institutions include Zurich International School and Institut Le Rosey.

Keep in mind that international school fees can be substantial, so it’s important to factor this into your relocation budget.

The Swiss Conference of Cantonal Ministers of Education (EDK) provides helpful information on both public and private education options across Switzerland.

Swiss Transport: Seamless and Reliable

Switzerland’s public transport system is often considered one of the finest in the world.

Trains, buses, trams, and boats operate with remarkable punctuality and efficiency, making it easy to travel between cities, rural areas, and neighbouring countries.

The Swiss Federal Railways (SBB) operates a national rail network that’s both fast and scenic, allowing many residents to forgo car ownership entirely.

For those who do wish to drive, it’s essential to exchange your UK driving licence for a Swiss one within 12 months of arrival, as required by the Federal Roads Office (FEDRO).

If you plan to use Switzerland’s motorways, don’t forget to purchase the mandatory motorway vignette, valid for one calendar year.

A vignette is a small toll sticker that must be displayed on your windscreen.

This allows you to use the country’s motorways legally and is valid for 14 months, from December of the previous year until January of the following year.

The vignette costs around £35 and can be purchased at border crossings, petrol stations, or online via the Swiss Federal Customs Administration. Driving without one can result in hefty fines.

Overall, Switzerland’s transport infrastructure makes daily commuting and leisure travel both convenient and enjoyable.

Adjusting to Swiss Life and Culture

While Switzerland is welcoming, adjusting to daily life requires an understanding of its unique customs and culture.

The country’s famous precision extends to social etiquette — punctuality is highly valued, and being late is considered impolite.

Sundays are generally reserved for rest, with strict noise regulations and most businesses closed.

Although many Swiss people speak English, learning the local language will help you integrate more effectively and build stronger relationships.

Institutions like Migros Klubschule offer affordable language courses nationwide.

Joining local sports clubs, hobby groups, or expat networks can also ease the transition.

Websites like Meetup Switzerland are helpful in finding community events and making new connections.

Embracing Swiss culture with an open mind will help you settle in and feel at home more quickly.

Are you moving to Switzerland? Barnes of Lincoln Will Make Your Move Simple

Although relocating abroad requires careful planning, Barnes of Lincoln can make all the difference when it comes to moving your personal effects.

With years of experience handling removals to Switzerland, we understand the complexities of customs regulations, international shipping, and secure transportation of your belongings.

From expertly packing delicate items to coordinating safe delivery and storage solutions, our dedicated team manages every step of your move.

We also offer practical advice on transit insurance, documentation, and customs clearance, so you can focus on settling into your new Swiss home.

When you trust Barnes of Lincoln with your relocation, you’re choosing peace of mind, expertise, and outstanding customer service.

To find out how we can support your move to Switzerland, please call us at 01522 254 262, complete our online form, or interact with our helpful online AI assistant, Sophie.

However you choose to contact us, we will do our utmost to get you to Switzerland in the most efficient and stress-free way possible.